| Issue |
ITM Web Conf.
Volume 45, 2022
2021 3rd International Conference on Computer Science Communication and Network Security (CSCNS2021)
|
|
|---|---|---|
| Article Number | 01070 | |
| Number of page(s) | 7 | |
| Section | Computer Technology and System Design | |
| DOI | https://doi.org/10.1051/itmconf/20224501070 | |
| Published online | 19 May 2022 | |
A lending scheme based on smart contract for banks
Ocean University of China, Department of Computer Science and Technology, 266100 Qingdao, China
* Corresponding author: attachedjeff@gmail.com
In this paper, we work towards bank loans. This task is nontrivial due to the following problem: small enterprises and individuals have difficulties in lending, banks bear high risks, and the lending business is greatly affected by the subjective influence of staff. Towards this end, we propose a novel loan investment model and smart contract algorithm. Afterwords, we build an intelligent risk control evaluation algorithm based on deep learning. To justify our work, we implemented a distributed application that can run safely. In addition, using the data set of paipai loan, the accuracy of our intelligent risk control evaluation algorithm is 94.33%.
© The Authors, published by EDP Sciences, 2022
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